Live cohorts
Live online cohorts open to anyone, taught in real time by practitioners.
Who we are
The skilling and certification division of a payment company.
Payomatix Payments Institute is run by Payomatix Technologies - a live, PCI-DSS Level 1 payment gateway and orchestration platform operating across multiple international markets, connected to 25+ PSPs and settling in 120+ currencies. The curriculum is written and taught by people whose day job is live transactions, which is the only reason any of it is worth more than a textbook.
Live in productionOur parent company. Every session you take here is written on top of the rails it runs every day.
PCI-DSS Level 1
Certified infrastructure
25+ PSPs
Connected in production
120+ currencies
Settled every month
5 live tracks
Payments career paths
Live payment gatewayPCI-DSS Level 125+ PSPs120+ currencies3 officesOrchestration platformPractitioner-led curriculumLive payment gatewayPCI-DSS Level 125+ PSPs120+ currencies3 officesOrchestration platformPractitioner-led curriculum
The gap we close
Degrees don't teach how money moves.
Students finish three years of commerce, management, law or engineering without ever seeing how a transaction is authorised, settled, reconciled or refunded - the plumbing under every fintech, every marketplace, every bank.
That is the gap we were built to close.
$ trillions
Moved daily by the industry
0 courses
In most degree structures
25+ PSPs
Behind our teaching material
60%
Weighted pass mark, no curve
Three offices, one inbox
What we do
Four ways we teach payments.
Self-paced tracks
The same curriculum on the platform, session by session, on your clock.
University programmes
Co-branded certificates delivered inside partner universities.
Corporate training
Focused training for teams that already run payments in production.
How we work
Embedded inside partner universities.
We do not run a parallel institute. We sit inside a university's existing academic framework: the institution keeps academic authority, approves the assessment, and owns the credit decision. We bring what a university cannot easily build alone - industry trainers, live projects, and certification tied to job roles.
The result is a programme your academic council can approve and your placement cell can defend, because the people teaching it are the people doing the work.
Institution
Keeps academic authority and owns the credit decision.
PPI brings
Industry trainers, live projects and certification tied to job roles.
Assessment
Approved by your academic council, verifiable by employers.
Why it matters
Nobody teaches how a payment actually moves. We do.
Start here
Browse coursesWhy we started this
Built by someone who shipped the rails first.
The global payments industry processes trillions of dollars daily and is growing at an unprecedented rate. Yet, universities worldwide lack structured programs that prepare students for this rapidly evolving sector.
Having built Payomatix's payments infrastructure from the ground up, I saw firsthand the talent gap - skilled candidates who understand payment rails, compliance, gateway operations, and fintech ecosystems are incredibly hard to find.
Payomatix Payments Institute was born from a simple conviction: the best way to build a payments-ready workforce is not through isolated online courses, but through deep, structured collaboration with universities - embedding industry expertise directly into academic programs.
We don't replace university faculty. We empower them. Together, we create graduates who are truly ready for the future of finance.
Ruchi Rathor
Founder & CEO
Recognition received by Ruchi Rathor
- Times Power Icons
- ET Inspiring Women Leaders - 2024
- International Icons of Excellence - 2023
- Awards North - 2022
- TEDx Speaker
How we assess
Checked, not decorated.
Weightings are set per programme - session MCQs, assignments, a final paper, and a capstone where one applies - and each programme page publishes its own split. Attendance is an eligibility gate rather than a grade, except on university certificates where it carries 20%. Overall pass is a 60% weighted average. Every certificate carries a unique ID and a QR code that resolves to a public record an employer can check without an account. A credential nobody can check is a decoration.
Verify a certificate
Sessions are delivered by 10+ year payments domain experts.
How the programmes are designed
Mapped onto NEP 2020 and the NCrF.
Our programmes are designed to map onto the National Education Policy 2020 and the National Credit Framework (NCrF) credit structure, so they can sit inside a university's existing academic framework. Credit assignment and Academic Bank of Credits (ABC) treatment remain the institution's decision.
Credit structure
Session hours mapped to NCrF credit bands.
Academic council
Assessment approved by the institution.
ABC treatment
Credit transfer stays the university's call.
Where we are heading
Targets, not track record.
0+
Students trained by year end
Across live cohorts, the masterclass and partner-university programmes.
0+
University partners
Co-branded certificates inside more institutions, building on the first partnerships.
0+
Corporate partners
Teams running payments in production, trained on their own stack and cases.
What we are, and what we are not.
We are the industry-led skilling and certification division of a live payment company. We are not a degree-granting institution, we do not claim UGC approval, and we do not publish NAAC or NIRF outcomes. Recognition listed here belongs to our founder, Ruchi Rathor, not to the institute. Every figure under “Targets, not track record” is a forward target, not a result we have already delivered.